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  Payment Option ARM Calculator
Effective Interest Rate4 (Index + Margin): 5.122% Assumptions: 1 The low initial Minimum Monthly Payment is calculated based on the low initial start rate. Rates are for calculation purposes only, please call your loan officer for rate quotes. 2 Paying the Minimum Monthly Payment will result in deferred interest, which will be added to the principal balance and increase your loan amount. This is called negative amortization. For the first 5 years the minimum payment will increase 7.5% over the previous year. 3 The Monthly Savings is calculated using the current Index + Margin. Rate increases or decreases are not computed. Monthly Savings compares the 30 Year Payment to the Minimum Payment. 4 The Effective Interest Rate is the rate the Lender charges each month. It is equal to the Index Rate + Margin. The Index + Margin yield may change each month as the Index rate changes. :: under $700,000 :: $700K to $1Million :: over $1Million :: under $250,000 :: $250,000-$350,000 :: over $350,000 :: under $300,000 :: $300,000-$400,000 :: over $400,000 :: under $100,000 :: over $100,000 :: Waterfront Homes Sold in Past 60 Days :: Water Access Homes Sold in Past 60 Days :: Waterfront Lots Sold in Past 60 Days :: Water Access Lots Sold in Past 60 Days :: MLS Search :: Featured Properties :: Email Updates :: Property Organizer Login :: Buyer's Resources :: Dream House Finder :: Free Buyer Reports :: Seller's Resources :: Market Analysis :: Free Seller Reports :: Calculators :: Mortgage Rates :: Credit Report :: Mortgage Accelerator :: Marketplace :: Library :: Glossary :: Schools :: Weather :: Newsletter :: Contact :: Personal Info :: Guest Book :: Clients Comments :: An Equal Opportunity Company. Equal Housing Opportunity. All rights reserved. All offices independently owned and operated. © 2008 Myers Internet, Inc. All Rights Reserved Powered by: Myers Internet, Inc. | Admin Login |
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